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Pricing & Insurance

Private-Pay, Specialty Trauma Care

Our Model

Specialized care, focused on you.

A Private-Pay Practice for Adults Seeking Specialized Trauma Therapy

SOMA is a private-pay practice offering in-person therapy in Coral Gables and virtual care across select states. We are considered an out-of-network provider for most insurance plans, and we have chosen this model so we can offer care that is thoughtful, individualized, and less constrained by the limitations insurance often places on mental health treatment.

We provide superbills for clients seeking possible out-of-network reimbursement, and current rates are shared during the consultation process.

Our work integrates trauma therapy, nervous-system regulation, somatic approaches, and EMDR-informed care. Because this level of specialization is difficult to sustain inside insurance networks, we have built SOMA as a private-pay practice focused on quality, privacy, and clinical depth.

Many clients choose SOMA when they are looking for focused, expert care rather than a high-volume insurance model.

Rates

Current Rates Are Shared During the Consultation

We share current rates during the consultation process. This allows us to answer questions about fit, scheduling, payment options, and out-of-network reimbursement in a clear and personalized way, rather than reducing your care to a price list.

We offer individual therapy, EMDR-informed treatment, somatic and nervous-system-based support, sex therapy, and EMDR intensives. Rates vary by clinician and service length.

Reach out by phone or contact form to discuss current rates, availability, and whether SOMA is the right fit for your care.

Request a Consultation

Reimbursement

Out-of-Network Benefits, Superbills & HSA/FSA

If your plan includes out-of-network mental health benefits, we can provide a superbill for you to submit for possible reimbursement. We encourage clients to call their insurance provider in advance to ask about out-of-network coverage, deductible requirements, and reimbursement rates.

Many clients also use HSA or FSA funds toward the cost of therapy when applicable. SOMA partners with Thrizer and Mentaya, when appropriate, to help verify out-of-network coverage and streamline reimbursement so you can focus on the work, not the paperwork.

Superbills

Provided

HSA / FSA

Accepted

OON Verification

Supported

Privacy & Depth

Why a Private-Pay Model Protects Your Care

Insurance companies often require a mental health diagnosis to be entered into your permanent record before treatment can begin, and may influence the structure, frequency, or duration of care.

A private-pay model allows us to focus fully on the work itself and on what is clinically appropriate for you. Your treatment is paced by your nervous system, not by authorization limits or session caps.

If cost is a barrier and you are committed to the work, we encourage you to reach out. A limited number of sliding-scale slots are available by application, and package or payment-plan options may be arranged for intensive formats.

Next Step

See If SOMA Is the Right Fit

Schedule a consultation to discuss your needs, current rates, superbills, and out-of-network reimbursement, and explore whether SOMA is the right next step for your care.

Schedule a Consultation

Good Faith Estimate

Under the No Surprises Act, you have the right to receive a Good Faith Estimate of expected charges for services. We provide this estimate in writing before your first session, or any time you ask.

FAQ

Frequently Asked Questions About Pricing & Insurance

Does SOMA accept insurance?

SOMA is a private-pay practice and is considered an out-of-network provider for most insurance plans. We have chosen this model so we can offer care that is thoughtful, individualized, and less constrained by the limitations insurance often places on mental health treatment.

What is a superbill?

A superbill is a detailed receipt for services that you can submit to your insurance company for possible out-of-network reimbursement. SOMA provides superbills upon request. Reimbursement amounts depend on your specific plan and out-of-network mental health benefits.

How much does therapy at SOMA cost?

Current rates are shared during the consultation process. This allows us to answer questions about fit, scheduling, payment options, and out-of-network reimbursement in a clear and personalized way, rather than reducing your care to a price list. Rates vary by clinician and service length.

Can I use my HSA or FSA to pay for therapy?

Yes. SOMA accepts HSA (Health Savings Account) and FSA (Flexible Spending Account) payments for therapy services.

Why is SOMA a private-pay practice?

Our work integrates trauma therapy, nervous-system regulation, somatic approaches, and EMDR-informed care. Because this level of specialization is difficult to sustain inside insurance networks, we have built SOMA as a private-pay practice focused on quality, privacy, and clinical depth, without insurance dictating session length, treatment direction, or diagnosis records.

Do I have a right to know the cost before I start?

Yes. Under the federal No Surprises Act, self-pay and uninsured clients have the right to receive a Good Faith Estimate of expected charges before beginning care. Ask us at any time and we will provide one in writing before your first appointment.

How do I check my out-of-network benefits?

Call the member services number on the back of your insurance card and ask: (1) Do I have out-of-network mental health benefits? (2) What is my out-of-network deductible? (3) What percentage do you reimburse after deductible? (4) Is there a session limit? Have your provider's NPI ready if needed. We can also discuss this during your consultation.

Service Area

SOMA Trauma Healing Center provides specialized trauma therapy and EMDR for adults in Coral Gables, Miami, and surrounding South Florida communities, with virtual therapy across Florida, New Jersey, Pennsylvania, Texas, and New Mexico.